Apni Chat Apna Ghar Scheme Register Online 2026 | CM Maryam Nawaz Scheme
Chief Minister Maryam Nawaz has introduced a residential program named “Apni chat apna Ghar.” The program aims to offer reasonable, zero-interest financing to low- and average-income families in Punjab to assist them in developing their own homes.
The authority is introducing a residential project in various urban centers, including Sialkot, Rawalpindi, Multan, and Islamabad. They plan to construct 100,000 houses throughout Punjab. To register, you are required to own a small piece of property. The fantastic update is that the installment will be just Rs 14,000, equivalent to a monthly rent fare. The scheme aims to assist people.
The provincial administration’s residential plan helps resolve the housing shortage and enhances the economy by supporting allied sectors, such as construction, metalwork, and concrete. This program offers a practical solution to poverty, enabling families to own their own homes.
Three Execution Models:
1. Equity-Based Land Sharing: Teamwork between property owners and constructors.
2 . Affordable Housing Scheme Rule 2020 in Private Societies: Working with an approved residential institution.
3. Interest-Free Loan Model: Giving economic assistance to those who fit the criteria.
Individuals in Punjab can register digitally for the Apni Chhat Apna Ghar scheme. This scheme helps households own their residences and improves their quality of life in the state.
Benefits of Apni Chat Apna Ghar Scheme:
1. Interest-Free Loans: The Apni Chat Apna Ghar scheme assists modest and average economically disadvantaged families in constructing houses with interest-free financing. The state funds 60 percent of the expenses, and the families contribute 40 percent. This makes it simpler for individuals to own a house without trouble.
2. Affordable Instalment Plan: The program is very inexpensive. After consent, you get 3 months free from instalments. Then, you pay only Rs 14,000 monthly, similar to the fare. This scheme assists low—and middle-income families in constructing a house without stress.
3. Simple and User-Friendly Registration: The application is simple. You can submit it digitally, contact us, or visit the nearest location. We require essential documents, and the process only takes a short time. If you need support, you can reach out to the person or check online.
4. Access to Permanent Residence:
This program assists low-income households that own property but cannot afford to build a home. The administration provides them with cash and interest-free loans to build a secure home.
acag.punjab .gov.pk
Official Portal Link
The main aim of the portal is to bring fairness, speed, and accessibility to the housing program. It removes middlemen, ensures direct communication between the applicant and the department, and provides real-time updates about the status of applications.
Step-by-Step Guide to Logging in to the ACAG Punjab Portal:
1. Open the Official Website: To use the Apni Chat Apna Ghar portal, follow these steps: Start an online browser such as Google Chrome or Safari. Enter the address in the location bar and click to access the document.
2. Locate the Login Page: Proceed to the main web page. Look for the sign-in option. On your phone, press the hamburger icon. Tap or press Access to open the login page.
3. Enter Your Credentials: Type your national ID number, excluding hyphens, to sign in. Then, enter your login key.
If you cannot remember your username, press PIN reset and follow the instructions to update it.
4. Sign In: Submit your identification number and password, and then press login to open your account.
5. Quick Tips & Troubleshooting:
If the login does not function properly, verify your identification number. Ensure you have a reliable and fast network connection. Install the latest version of the application. Delete temporary files or check another web app. Go to the registration hub for assistance.
Eligibility Criteria — Apni Chat Apna Ghar Scheme:
1. Applicant Status: Only the leader of the family can submit.
2. Residency Requirement: You must be a stable citizen of Punjab, validated by government records.
3. Land Ownership: You are required to have a property of 1 to 5 marlas in villages and 1 to 10 marlas in built-up areas. Verify your land area before submitting.
4. Legal and Financial Standing: You must not have any legal issues. There should be no police complaint against you. Any unpaid payments or debts will make you ineligible.
5. Socio-Economic Registration: You must be enrolled with the government registry.
6.NSER Score Threshold: To meet the criteria, your national registry score must be less than 60 per cent.
7. Final Checklist Before Submission: You must check your national ID information with the national database. Check your property papers. Ensure you are enrolled in the socio-economic registry and have no official or economic issues.
Apni Zameen Apna Ghar
“Apni Zameen Apna Ghar” is much more than a housing project; it’s a route to self-reliance, empowerment, and a better future for the family units of Pakistan. With open registration and nondiscriminatory eligibility checking, the program makes sure assistance reaches only genuinely deserving people.
How to Apply for the “Apni Chat Apna Ghar” Scheme 2026
The Punjab administration has introduced a basic and straightforward method for individuals to register for the Apni Chat Apna Ghar housing program. To enroll, follow these procedures: sign up digitally or go to an application desk. Complete your information correctly.
Information And Documents Required:
1. Full Name (As per NADRA Record): Use the registered name that matches your official records. Even a small wording error can make you ineligible. Verify to ensure correctness.
2. CNIC Number: Kindly submit your authentic identity card number issued by the National Database Authority.
3. Head of Family CNIC: Not the family leader. Submit the household head’s identity card number.
4. Contact Details: Enter an authentic contact number and email ID for administrative notifications and confirmations.
5. Gender Information: Kindly type your personal details as registered with the Identification Authority.
6. Residential Address: Provide your correct location information, region, rural area, and sector for requirements validation.
7. Property Ownership Documents: Upload a file that shows you have the property or place.
8. User Account Password: Establish a new login code if you are signing up as a new user. If you already have a profile, use your current PIN to gain access.
Online Registration Method:
Simple steps for applying the apni chhat apna Ghar scheme
Step 1: Visit the Official Website: Check out the Punjab government’s official online platform for properties.
Step 2: Click on “Registration”: Proceed to the upper right corner of the main page and press Sign Up to complete the document.
Step 3: Fill Out the Form – Apply using your accurate information, including your national identity card number, username, location details, and mobile number. Verify that everything matches your legal form.
Step 4: Upload Documents: For approval purposes, upload a duplicate of the building possession file and your national ID, which is attached.
Step 5: Submit the Form. When you have entered all the information, press ‘Sign Up’ to upload your request.
Tip: Please review all information carefully before completing the form to ensure accuracy and minimize the risk of rejection.
Apply Through Toll-Free Number:
If no network is available, no issue. Contact our international toll-free number at 0800 91100 to sign up. Our agent will assist you in completing the document over the phone. This option is beneficial for people in rural areas.
Physical Registration Centers:
For direct assistance, visit the nearest Apni Chhat Apna Ghar enrollment office.
Take your identity card, phone number, and property documents. A representative will assist you in completing the document and sending it. After filing, you will receive a verification proof or text.
This assistance is fantastic for individuals who have no access to a network or an Android mobile device.